Understanding Your Healthcare Options for Aging Family Members

When establishing health care for an aging family member, you’ll encounter distinct challenges, some of which may not be easy to sort through. Understanding your options is vital to making the right decision, though, and the first hurdle is determining exactly what you need and what is available.

The conversation may not be easy. It requires an admission that help is needed, which may be difficult for some people to address. When you consider that early planning is recommended, you may even find yourself discussing a care plan that isn’t necessary just yet. But the chat needs to happen and should focus on what would make your aging loved one happy.

Some people may look forward to joining a senior community or gaining support through an assisted living facility. Most seniors, however, will profess a desire to continue living in their own homes. Because of this, home care is often the first option when transitioning to a supported lifestyle. It is the simplest solution that creates the least disruption to the current normal while still leaving all other options on the table.

While deciding what sounds best may not be too complicated, you must consider how you’ll get there. One option may display ideal, but is it still the best choice if – for example – it’s twice the cost of other possibilities?

An assisted living facility may sound great, but they are full-time and expensive. Is that the best plan if only a few hours of care per day are required? Your budget may need to decide the answer.

Any variety of long-term care comes at a cost, so it is imperative to understand your insurance provider’s role. If you contact them with a basic plan, they will let you know exactly what will and will not be covered. They can also compare your preferred plan to all other options to ensure that you are most effectively taking advantage of what they will support.

Our team of experienced home health care professionals at Special Touch Home Care is here for you. If you have any questions about our services, your health insurance policy, payment plans, or anything related to one of our offerings, a team member would be happy to assist you. Please get in touch with us today.